J1 Exchange Visitor Health Insurance Requirements

This information pertains only to J-1 Exchange Visitors in the categories of Professor, Research Scholar, Short-Term Scholar, and Student Intern.

Coverage must span the entire length of your program.
Coverage documents must be in English.
Required coverage amounts must be listed in U.S. dollars.
J-2s must also be covered at all times, regardless of their location.

Medical benefits must be at least $100,000 per accident or illness.
Repatriation of remains must be at least $25,000.
Medical Evacuation (to home country) must be at least $50,000.
Deductible must not exceed $500 or less per accident or illness.

Employment at UNT in a Benefits-Eligible Position: UNT Employee Health Insurance

Proof of enrollment.
Proof of private insurance to cover duration of time before UNT Employee Health Insurance begins.
Proof of supplementary insurance for Medical Evacuation and Repatriation of Remains is required.

Student with UNT Student Health Insurance

Proof of enrollment.

Private Insurance

Proof of enrollment meeting required minimum coverage amounts.
Proof that insurance is underwritten by one of the following with a corresponding rating:
- A.M. Best A-, A, A+, A++
- Standard and Poor's A-, A, A+, AA-, AA, AA+, AAA
- Weiss Research, Inc. B+, A-, A, A+
- Fitch Ratings, Inc. A, AA, AAA
- Moody's Investment Services A3, A2, A1, Aa3, Aa2, Aa1, Aaa

UNT does not endorse any provider.

Proof of enrollment meeting required minimum coverage amounts.

Proof of enrollment meeting required minimum coverage amounts.
Proof that plan is offered or underwritten by a federally-qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan as determined by the Centers for Medicare and Medicaid Services of the U.S. Department of Health and Human Services.

Not all plans cover maternity or pre-natal care. If you or your spouse are pregnant or may become pregnant during your stay in the U.S., please review your policy's exclusions.